Instamojo Review, Best Payment Gateway in India
Its about decade ago [It was February 2014] and today its 2024 you know right, I come to know about and its extensive detail review for your business to get payment online, actually I wanted to sell my E-book, that’s why I was trying to use Payment Gateway in India of any website for my first E-book and because of that this review is here. I have used service for my Free E-book, I am surprised about their service they are offering.

Actually, there is no initial investment needed for selling your E-book, you can sell others goods also like any software, templates, etc. in single sentence we can say for selling your digital goods online, of course I used Amazon too for selling my e-books on Amazon kindle, even one of my e-book become famous in Amazon kindle.

Offer for All Readers- 
Well, let me tell you, you can earn 500 RS for free from instamojo whenever you will get paid through selling products, use promo code- UJJWALKUMARSEN

>>>>>>>>>Click Here to JOIN and Start Selling Online<<<<<<<<<

What is Payment Gateway-

A payment gateway is a service that processes credit card and electronic check transactions for e-commerce and traditional brick-and-mortar businesses. It acts as an intermediary between a website, a merchant account, and the payment processor.

When a customer wants to make a purchase on an e-commerce website, they enter their credit card or bank account information on the website's checkout page. The payment gateway then encrypts that information and sends it to the payment processor, which communicates with the customer's bank to verify that the funds are available and authorize the transaction. Once the transaction is authorized, the payment gateway sends the merchant a notification of the successful transaction, and the customer is directed to a receipt or confirmation page.

Some of the popular payment gateways include PayPal, Instamojo and Razorpay. Payment gateways can be integrated into a website through the use of an API (Application Programming Interface) or by using a plugin or module.

In summary, a payment gateway is a service that enables merchants to securely process credit card and e-check transactions over the internet. It serves as the bridge between the merchant and the payment processor, allowing merchants to accept payments on their websites.

8 Things About Instamojo Payment Gateway in India

Its been three years, I have been using this platform, there is no doubt to say this is a best payment gateway in India, well here are top ten things I am going to share with you.
  1. Zero setup fees
  2. Great cutomer support, but sometimes it takes little time
  3. You can accept payment directly through unique link
  4. Sells Stats
  5. You can create as many products link you wanted to
  6. You will get paid directly to your bank account within few working days
  7. Simple interface
  8. You will get 500 RS bonus for just sign up but yes you will get paid that amount when you will get at least one sell.

What is Instamojo?

As, I have already share with you that Instamojo is an Indian based payment gateway I know those are new to internet marketing world they unable to understand the meaning of payment gateway so here is it. For creating awesome membership website like we have create for providing SSC JE Mechanical Online Test Series, you need to see this Podia Promo Code

Actually, this is way to pay through debit card, credit card even through internet banking but it is vary from gateway to gateway for buying anything online, But here I am talking about selling things online and collect payment from your customers not only physical goods, you can also sell digital goods like I do and of course you can also create your membership course plan by using Instamojo.

Instamojo Review 2024- Recommended Indian Payment Gateway
What is Instamojo at a Glance
Over 200,000 sellers, more than 500,000 links, over 5000 stores, 1.5 million monthly reach, Alexa India 590 and that’s nice, right!
User Interface
Actually, user experience really play important if you are new to anything, they have simple and easy to use interface, When first time I have used their interface it was easy.
Tax Rate
Suppose that you are selling a product whose worth is 499 RS you will get paid 470.43RS, this is my own personal experience, because one of my product cost is 499RS
Setup Fee
There is neither setup fee nor even any monthly charges; fee will be deducted automatically when someone will buy your product.
Customer Service
Yeah, they have awesome customer service because each time I got problem, I just send them an e-mail the problem solved, sometimes it takes up to 2 days, but that’s good.
My Personal Experience
In 2014, I was looking for a company where I can sale my digital products, I found Instamojo is one of the great way to sell products online, so I have choose their service and its’ been great.
Social Pay
This is option which let me use this platform so closely, actually I wanted to just test the system, so used social pay options, which let my first e-book download over 300+ in just three to four days, well what I am talking it’s a matter of 2014.
Ways to Buy Product
Yeah, users can buy your products using Debit card, net banking, credit card & UPI (Unified Payment Interface)
Others Payment Option for Users
Yeah, recently they have added different payment options for making it convenient for buyers: Mobikwik Wallet, Ola Money Wallet, Freecharge Wallet
Overall Rating
As I said I have been using their platform from 2014, you can check my store here also, here is one of the amazing product I am selling that is Fast Loading Blogger Template.
Here is my overall rating: 9/10
500 RS Bonus for New Users
Yeah, here is you can Get 500 RS bonus click here and get extra 500 RS after your first transaction.

Now let’s start from beginning of Instamojo Inc.-

Instamojo Inc. now having good number of employees, it’s one of founder his name is Sampad Swain, wanted to monetize his newsletter, he could not find any solution for it, there he thought about it, today it is Instamojo Inc.

Learn here why said this is a best payment gateway in India, I have written all in details about my own experience on using this payment gateway.

I hope it will be much more than now what it is.

Why Instamojo is best for Indians Writers as well as for Bloggers-

Well, I have used almost all Affiliate Networks those paid Indians in Dollars, that’s true but almost all sells I got from Outside Indian, though in that time almost my all visitors from India.

So, where is the problem, is there Indians not buying products online, this is not true, is this if true then 
why Ecommerce companies are growing tremendously.

The problem was Credit Card and many Indians are not having credit but they do have debit card, here is the main solution is providing by Instamojo.

Recommended Hosting- WinHost Coupon 2024

Your buyers can buy products by using their debit card, so now you can understand how Instamojo is helpful for you.

Instamojo Inc. Little Statistics-

Let’s see ranking of Instamojo Alexa ranking- 9,868(Global), 790(India).

After looking at the Alexa ranking you can imagine within this short period of time, Instamojo got very good rank, I hope it will grow more.

Instamojo total sellers by Wikipedia- I was reading about Instamojo Inc. they have provided the data that Instamojo having more than million of sellers and it is still growing.

Things to Notice about Instamojo Inc. for Selling Your Digital Goods-

Its been about one month I know about Instamojo Inc, but I did lot of research, read lot of things before writing this review about Instamojo, so here are those points I have noticed till now.
  • Joining is Free
  • About 95% shares is Yours
  • You can make Your Product page fully optimized for search engines
  • Option to sell for free
  • Option to sell for free but buyers need to share on their social profile about the e-book or products
  • Buyers can buy using debit card
  • You can get paid while sitting at home

What is the Best about Instamojo Inc-

See, dear everybody having their own thinking, own views, even own capability, but here I am writing about my thinking about Instamojo, here I am going to tell the best features about Instamojo Inc.

It’s not free join, not even buyers can buy using debit card.

It’s social pay- Probably you are thinking what’s that?
Because may be you are not familiar with this term, well I have already told you earlier about it, in this article.

Social Pay offered buyers to get the products by just sharing about the product on their social profile may be on Facebook or Twitter.

I hope this is going to rock sellers as well as Instamojo, because I have not seen such type offer in any other company, but yes, I have this feature used by domain, hosting sellers they offer about 10% off on total bill for sharing about their company.

Recommended Hosting- Coupon Code

1 Click Mail to Your All Customers- as there are many features introduces by Instamojo, that's why I am updating this blog post, yes you have read the correct head line, now you can send mail to your all customers with one click, I think that's an amazing feature.

Sell Physical Goods- India is one of the fastest e-commerce in the market, that's why feature would very good for people to sell physical goods, I am really impressed from this feature. But lets see how this feature would be helpful for its users.

Instamojo Payment Gateway Charges & Payment Proof-

Actually, I am adding this section only on request of one of my blog reader, he is belonging from Himachal Pradesh, we was one of my student he asked me to add charges and payment proof of Instamojo, which I got, actually I got payment from Instamojo number of times. Because I am selling digital products by using this gateway.

So, here is the proof of payment which will let you know about its charges & payment too-

Instamojo Charges, Payment Proof

New Updates from Instamojo Payment Gateway-

Few days ago, I got mail from Instamojo about their new way of payment checkout forms well, I have update it for my account, if you are using Instamojo for selling products online then you also need to update because in this mail they also mention that they said this is mandatory for all users because last date of support for the old forms is 15th of June 2023.

Here are steps to upgrade your Instamojo payment checkout-
  1. Go to
  2. Open the "Beta Settings" menu
  3. Tick the box next to "Enable New Checkout Forms"
  4. And you have done it, just check the new checkout form for your account, here is the screenshot of my account-
Instamojo payment gateway

Revision of Service Tax on Transaction Fee Via Instamojo-

I got an e-mail from Instamojo team about its revision on service tax on transaction fee charge here is the complete mail screen shot-

Instamojo Transaction Fee

Update July 2023 by Instamojo New Feature-

Okay, currently I got mail from Instamojo team about their recent changes on their dashboard, obviously they have made this change because they wanted to make it more simple, easier and time saving for us (for me & you), I hope you wanted to see those changes right, so here is the screen shot of it. You will see such option just after log in to your Instamojo account.
Instamojo New Feature

New Feature Introduce by Instamojo Payment Gateway

Now, you can accept payment via wallets that's just amazing, for all of us those are using Instamojo payment gateway, I am really happy to share with you the screen shot of it, because of this I have shared with you the screen shot of it.
wallets payment, instamojo new feature
May be you will also see such type of notification after log in to your Instamojo account, as I have seen, here are digital wallets-
  1. Mobikwik Wallet
  2. Ola Money Wallet
  3. Freecharge Wallet
Yeah, I will share with you a screen shot of it, you can get all these wallets in Instamojo account under App Store.
digital wallets, instamojo feature

One of the Impressive Things of Instamojo Payment Gateway-

Of course I have been associated with this payment gateway from last few years now there are many even did not heard about Instamojo and of course how I came to know that is important right. Actually I wanted to sell my e-book and in that time I found Amazon kindle is the best place to sell, but these days I am selling many more things other than e-books and without Instamojo its never been easy.

Okay, now let me share with you one of the most interesting part of Instamojo, actually just I saw a notification from Instamojo on my mail box and I found that it is interested I must say, actually this is weekly sales report on Instamojo is not that cool, here is the cool screen shot of it-
Instamojo, Weekly sales report

My Personal Experience with Instamojo Since Last Two Years-
In the last two years I did not put much effort to get sells because I was building my readership but its been one year I have been getting lot of people those are beginners, have knowledge but they don't know how to start online business, so I always suggest them to start blogging, even I am giving a course which is cost only 499 RS to get professional blog and you will get domain name .com, including a credit free blogger template, of course you will also learn how to earn 40% to 80% commission for promoting products on your blog or any other place, which people wanted to buy.

2024 Update by Instamojo 

This is one of the promising of Indian StartUp and I am sure this is just beginning for them, they will definitely move further.

Well, they have update few things including design of their official blog, okay here are few other things those has been changed.

On Deman Payment Android App by Instamojo-
Payment Android App, Instamojo app
Shopping Cart by Instamojo-
shopping cart, Instamojo payment gateway
This is one of coolest feature for getting complete solution for e-commerce store even you can add few things like-
  1. Shipping charge 
  2. Also add shipping charge FREE feature with minimum price order.
Schedule Payment for Not Delay in Payment-
Schedule Payment, Instamojo

Five Tips to Get More Sells on Instamojo

Of course, its been years I have been using Instamojo, they are quite good in this space, suddenly I got an idea to share with you simple five steps to get more sales of your digital products or any products, so here you go-
  1. First of all you need to have a hungry product which people are demanding to buy, yes you can create your digital products like I am doing last few years recently I have started selling test series for competitive examination in India under brand name but recent product is GATE 2024 Mechanical Test Series, you can also sell your video courses that also I am doing there are two ways to do it, selling on other platform like Udemy and also you can sell on your own platform, the best way to sell video courses through your own platform is Teachable which is the best you can also get Teachable Annual Coupon Code. I am sure you are going to love that platform.
  2. Now create an amazing image for the product, if you have budget then hire someone, you can try Fiverr, there you can find out lot of people are doing this for only $5
  3. Write amazing sales pitch, but share only things, what you are providing in the product?
  4. Now review all details just after one day the NEXT STEP IS MOST IMPORTANT
  5. Market your product for getting sales, here I am going to share with you few tips that's why you can easily market your product-
    • Use Facebook profile- Must add your product URL
    • Use Twitter Profile and do the same
    • Have a blog and try to write content related to the product and insert product sales page
    • Use E-mail Marketing
    • Use Affiliate Feature of Instamojo: Contact bloggers those are writing content related to your product and give commission to them for selling your product, this is one of the amazing way to get more sales and NEXT
    • Keep searching and experiment to be on the better position tomorrow than today.
Important- You know when first I saw mail from Instamojo about my first sell it was just amazing moment and very next day I have seen another payment and its been great for me, I want you to see and feel that moment. May be you are thinking after selling the product after how many days you will get paid, within next three working days and that is just awesome.

& Of course my step by step guide to start blogging also, okay let me share with you my own experience with Instamojo-
  • They got awesome customer support
  • Easy to use, even beginners can easily used
  • Your customers can pay through debit card
  • You can even accept payment directly by using instapay
  • They always informed you through mail, if you got sell
  • Within three working days you will get money in your bank account

>>>>>>>>>Click Here to JOIN and Start Selling Online<<<<<<<<<

FAQ's Instamojo Review 2024-

Q. What is Instamojo used for?Answer- Instamojo is a payment gateway with in build free and paid e-commerce feature portal provider.
Q.2 Is Instamojo a safe site?Answer- Yes, instamojo is a safe site, I have been using it since 2014.
Q3. Is Instamojo free or paid?
Answer- Currently there are two services I am using. First is payment gateway it is a paid service, you will charged about 2% of every payment you received through this gateway and another service is selling products e-commerce portal which is free as well as paid.

Q.4 Is Instamojo only for India?
Answer- Currently you can accept payment only from Indian customers.
Q.5 Can we earn money from Instamojo?Answer- You can use instamojo to earn money as it is a payment gateway platform like ccavenue, billdesk, Razorpay and others.
Q. 6 Can I get refund from Instamojo?Answer- For payment gateway instamojo charge once you get payment through their platform, which is non refundable. If you are a customer and you paid to your service provider and if your service provider did not provide product then you can raise dispute with it.
Q.7 How genuine is Instamojo?Answer- It it is a 100% genuine platform with good customer support as I am using it since 2014.
Q.8 How do I withdraw money from Instamojo?Answer- well it is on automation, once you got payment you will get it in your account automatically, based service you got from them, for normal service it takes about 3 days, working days please remember that, for any other doubt you can contact their support team.
Q.9 Instamojo is real or fake?Answer- I have been using it since 2014 so I can definitely tell it is 100% legit payment gateway in India
Q. 10 Is Instamojo free or paid?Answer- Instamojo payment gateway is free to use but you need to pay fees for collecting payment.
Q.11 Does Instamojo need GST?Answer- Well, Instamojo does not need GST, but you need to have GST number if you are earning more than 20 Lakhs per year.
Q.12 What is the minimum payment on Instamojo?Answer- There is no minimum payment to get on instamojo, but there is one thing you should know minimum payment you can set for selling product is 9 Rs, you can not sell product whose cost less than 9 Rs.
Q. 13 What can I sell on Instamojo?Answer- You can sell anything on Instamojo, basically it is a payment gateway for collecting payment through online mode.
Q. 14 Does Instamojo accept UPI?Answer- Yes, you can make payment on Instamojo platform using UPI.
Q.15 Is Instamojo payment gateway good?Answer- Yes, so far about 10 years I have been using their platform, so I can say it is really good for me.
Over to You-
I hope you are newbie to sell your E-book, may be! You are anybody because I don’t know about you, but I do know about Instamojo, it will help you lot to get your product in the market as well as you can make money from it.

Hope this review help you lot.

Is there anything you would like to add about Instamojo Inc